Your bank already texts you every expense.

ILLU adds them to your ledger, shows where the money went, and puts the whole family on one page. No account, no ads, no internet permission.

Pre-register on Google Play

Launches 8 December, on Android.

Auto entries
Analysis
Family

AD-MYBANKRs.349.00 debited from A/c XX4821 on 29-10-26 to VPA sharmakirana@upi.

Illustration of a woman smiling at her phone at the kitchen table, with a cup of chai

Your ledger

Every payment, written down.

Your bank texts you each time money moves. ILLU turns those messages into your ledger and shows you where it all went.

Added to your ledger in October

46 entries

43Went straight inNo typing

3Waited for youOne tap each

AD-MYBANKRs.349.00 debited from A/c XX4821 on 29-10-26 to VPA sharmakirana@upi. Ref 431266190.

AD-MYBANKRs.30,000.00 credited to A/c XX4821 on 29-10-26. SALARY OCT ACME LTD.

Ledger

Your bank texts. ILLU writes it down.

Debit, credit, UPI and card alerts become entries, with the payee, amount and category filled in. OTPs and offers are ignored.

Read on your phone. Never sent anywhere.

Review

Clear ones go straight in. Unsure ones wait for you.

Pick the category once and approve. ILLU remembers, so the same payee is sorted next time.

Analysis

See where the money went.

The whole month in one chart.
Trips and festivals, counted on their own.
Then every category, biggest first.

Know when a month is unusual.

Daily, weekly or monthly, against your own average. The Goa trip sits on top of October, so you can see why it’s high.

Pro

Ask the way you’d ask a person.

Type a question about your spending and get the answer straight away. It’s worked out on your phone.

Illustration of a couple smiling at a phone together on their sofa

Family

Two phones. One household.

Each of you keeps your own ledger. ILLU brings them together, so you can see what the house spent and who spent on what.

Family spent, 1–29 Oct

₹89,023

AYou, 69%₹61,523

RRavi, 31%₹27,500

Illustration of a family of four arriving at a beach with suitcases, under palm trees

Events

A trip shows up as a trip.

Holidays, weddings and festivals cost more than a normal month. Give each one an event, and it’s tracked apart from your everyday spending.

Goa trip, 03–05 Oct

₹23,850

AYou, 68%₹16,250

RRavi, 32%₹7,600

Create it once. Everyone adds to it.

1Create the eventName it, pick the dates and turn on Share with family.
2Everyone tags their spendingThe event reaches your family on the next sync. Payments made during those dates are suggested for it.
3See it as one family totalFamily Analysis shows the trip as one item, with who spent what.

It stays visible on top of the month

YouRaviGoa trip

JunJulAugSepOctNov

Illustration of a couple planning together over a notebook, with coffee and a small stack of coins

Budgets

One number for the month.

Decide what you want to spend. ILLU keeps the rest of your income free to invest and save.

October budget

₹8,477 left

₹Spent₹61,523

₹Budget₹70,000

See what’s left as each payment comes in.

Have a look around.

Swipe the phone or pick a screen, and watch what you can do there.

ILLU can’t send your data anywhere.

The app has no internet permission. Your messages and ledger stay on your phone, encrypted.

Purchases go through the Play Store app. Family files leave your phone only when you send them.

Read the privacy policy

What ILLU asks your phone for

SMSTo read bank alerts

BluetoothTo sync family at home

MicrophoneOnly if you use voice

NotificationsFor your reminders

What ILLU doesn’t ask for

Internet

Contacts

Location

Check it yourselfOn your phone, open ILLU’s App info, then Permissions, then the ⋮ menu, then All permissions. Internet isn’t on the list.

Is it free?

Free to use, forever. Pro is a one-time payment, from ₹799.

Every Pro feature is free for your first 30 days. No card needed.

What do I get if I pay?

Also four more themes.

Everything else stays free for life.

Which one do I buy?

Pay once. Not ₹799 a year.

Pre-register on Google Play

Only one person pays. Pro reaches the others’ phones through the family update. Start with Just me and upgrade later by paying the difference.

The price on Google Play is the final price.

Questions

Why does ILLU need SMS access?

Reading bank alerts is how payments reach your ledger without typing. Messages are read on your phone. OTPs and offers are ignored.

Which banks does it work with?

ILLU reads debit, credit, UPI, card and bank-transfer alerts from Indian banks. If one is missed, paste the message into ILLU.

Can my family see my accounts?

No. Account names and balances are never shared. You choose for each person whether they see totals, category totals or every entry.

What happens after the 30 days?

Pro features lock by themselves and nothing is charged. Everything you made stays, but nothing new can be added to it without Pro. If you share with more than one person, you pick one to keep sharing totals with. You keep receiving updates from everyone.

Does my family need to pay?

No. One person buys Me + partner or Whole family, and Pro reaches the other phones through the family update. No codes.

Can I upgrade later?

Yes. Move from Just me to a bigger plan any time by paying the difference.

What happens if I change phones?

Make an encrypted backup with a password you choose, then restore it on the new phone. ILLU can’t recover a forgotten password. Pro comes back through your Google Play account.

Can I get a refund?

Payments go through Google Play, so refunds are handled by Google Play under its refund rules.

Is there an iPhone version?

Not at the moment. ILLU is for Android.